Oregon Home Loan Specialists
Step 1 of 617%

Step 1 — Property

What type of property are you buying?

Select all that apply to your situation.

🏡
Single Family
Detached home, 1 unit
🏢
Condo / Townhome
Attached or strata unit
🏘
Multi-Family
2–4 units
🔍
Not Sure Yet
Still exploring

Step 2 — Purchase Price

What's your estimated purchase price?

Choose the range that best fits your target home.

💰
Under $300,000
💰
$300,000 – $500,000
💰
$500,000 – $750,000
💰
$750,000 – $1,000,000
💰
Over $1,000,000

Step 3 — Down Payment

How much are you planning to put down?

This affects which programs you qualify for and your monthly payment.

🏦
0% Down
VA eligible only
🏦
~3% Down
FHA / HomeReady / Home Possible
🏦
~5–10% Down
Conventional with PMI
🏦
~15% Down
Conventional, lower PMI
🏦
20%+ Down
No PMI required

Step 4 — Credit

What's your approximate credit score?

Your best estimate is fine — no credit pull happens here.

⭐
720 or above
Excellent — best available rates
⭐
680 – 719
Very good — strong options
⭐
620 – 679
Good — conventional or FHA eligible
⭐
580 – 619
Fair — FHA or VA most likely
⭐
Below 580
Let's talk — options still exist

Step 5 — Eligibility

Have you served in the U.S. military?

Veterans and active duty may qualify for VA loans with $0 down and no PMI.

🎖
Yes
Veteran, active duty, or surviving spouse
🏠
No
Civilian buyer

Step 6 — Employment

What's your employment situation?

This helps us understand how to document your income.

💼
W-2 Employee
Salaried or hourly
🧾
Self-Employed
Business owner or 1099
🌅
Retired
Pension, Social Security, or investments
📋
Other
Contract, part-time, etc.

Your Recommendation

Here's what we found for you

Best Match
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Find Your Oregon Loan

No credit pull. No obligation. I'll reach out within 24 hours with your options.

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