Step 1 — Property
What type of property are you buying?
Select all that apply to your situation.
🏡Single Family
Detached home, 1 unit
🏢Condo / Townhome
Attached or strata unit
🔍Not Sure Yet
Still exploring
Step 2 — Purchase Price
What's your estimated purchase price?
Choose the range that best fits your target home.
Step 3 — Down Payment
How much are you planning to put down?
This affects which programs you qualify for and your monthly payment.
🏦~3% Down
FHA / HomeReady / Home Possible
🏦~5–10% Down
Conventional with PMI
🏦~15% Down
Conventional, lower PMI
Step 4 — Credit
What's your approximate credit score?
Your best estimate is fine — no credit pull happens here.
⭐720 or above
Excellent — best available rates
⭐680 – 719
Very good — strong options
⭐620 – 679
Good — conventional or FHA eligible
⭐580 – 619
Fair — FHA or VA most likely
⭐Below 580
Let's talk — options still exist
Step 5 — Eligibility
Have you served in the U.S. military?
Veterans and active duty may qualify for VA loans with $0 down and no PMI.
🎖Yes
Veteran, active duty, or surviving spouse
Step 6 — Employment
What's your employment situation?
This helps us understand how to document your income.
💼W-2 Employee
Salaried or hourly
🧾Self-Employed
Business owner or 1099
🌅Retired
Pension, Social Security, or investments
📋Other
Contract, part-time, etc.
Your Recommendation
Here's what we found for you
You're All Set!
Your information has been received. I'll reach out within 24 hours with your Oregon loan options and next steps.